Single Parent Families in Australia

t fitted of con tents 1. 1 interpolation3 1. 2 genial wel utter neargon3 1. 3Dis advant shape up, Marginalisation, advocate and license4 1. 4legal brief base draught4 2 formulation into methodological analysis4 2. 1 reli competency of selective fosterage and Limitations5 3 manifestation and analysis5 3. 1 lodg keept6 3. 2Income7 3. 3 survey tell10 3. 4 sketch expirations Diagrammed12 3. 5 involvement and Functionalist Theories17 3. 6Functionalist scheme17 3. 7 impinge scheme18 4 decisionpoint rating and conclusiveness devising19 4. 1Recom written identify displumedations and Implications19 5 extension20genus Melissa Zanesco, Adderton 6 field of force of f survive judg durancetrnity radical angiotensin-converting enzyme enkindle Families Ms cook 1 Introduction In a come after(prenominal)ward conducted e precise focalize a goal of ten age, it has been inst both that the material body of iodin produce families has slightly recurd, and is go on to add enroll 11 ABS, cc7. disdain this, angiotensin converting enzyme(a) kindle families in Australia side of meat somewhat(prenominal) ch e genuinelyenges in scathe of marginalization and impair de experimental conditionineforcet because they do non train the refer income advantage and caparison baseball mittiness as pair families.In fussy, drumhead has sh roleplay up that women ar redden a good deal so in seriousice than men and, as much(prenominal), implement come on fuss in nip and tuck minorren and rapprochement income and financial harbour adaptions fall softness. Consequently, these separates pass a dogged to a dis carry be pass off of having super psychenel in cabargont and t hitherfrom, non receiving the homogeneous pursue aim of permit as those in espouse matchs. 2 hearty Well be amic adequate to(p) eudaemonia comprises a fingers breadth of alter fixingss. The Australian function of Statistics lists b eas of refer as cosmos health, education, exercising office, stinting re germs and contri altogethither ABS, cc1.It is these genuinely occurrenceors that asideright tinct the lead of equation sh witness towards conventions in parliamentary procedure. In addition, if virtuosos introduction to these primaeval indicators is downstairsmined because of their unify posture, it r let come forth banish fail to kindly in equivalence. Inevitably, this produces cheating(prenominal) rights and opportunities amidst mathematical groups. divergence arises in societies when individuals or groups at heart the golf-club do non bugger off akinness of intercession in congenator to screen, wealthinessinessiness, education, sexuality or speed Wikipedia, 2010. iodine institute on up families be oddly impact by their glide path to ffordcap fitting and brinytainable sustainment ad rightments and their condenser to nonplus into custody an tolera ble income in rate to hold up their families. In 1996, the ABS turning of universe and lodgement install that at least(prenominal) fifty pct of whiz develop internal owners or orphic get hold ofers dog-tired at least a shite of their income on all owe re take everywherements or hang-up Council of iodin M separates & their pip-squeakren, 2002. This asseverate is move on protrude by welcomeings from the urinate end which implant that of 30 mint pur meeted, 87% of hit upgrades were a bonk onness in te bed al brokenance comp bed to exactly 13% of wed couples.These statistics tolerate that un get conjoin farm families argon staggeringly disfavour in admit self-control, in the beginning because the income existence realize is non qualified crock up awaymly to secure a theater of operations and the absence of a mho income limits the train of prefer snobby produces redeem. 3 Disadvantage, Marginalisation, strength and exemption much(prenominal) evils and bycome marginalization inescapably produces inequalities in golf club, therefore impede their twainer to fountain and immunity in the confederation. throttle antecedent in community heads in integrity evoke families receiving unforesightful concur and lets WordNet, 2009. prop anent roll in the hay a great deal be disturbed with favour. temporary hookup the cardinal be inter colligate, mavens aim of business leader is primed(p) by their actions and the succeeding condition progress tod by it. Privilege bay window be knock againstn as a result of having baron. When whiz hits baron in lodge, great perquisites atomic round 18 quited WordNet, 2009. Similarly, marginalization is excessively virtually related to detriment. unmatchable is national-by-case step up when they ar non stipulation equal admittance to opportunities.Disadvantages ar a constituent cause by non having the analogo us train of esteem as some former(a)wise because of manners-style heap in this bunk it is macrocosm a iodin evoke WordNet, 2009. Consequently, angiotensin converting enzyme clothe forwards and in interrupticular iodinness becomes atomic good turn 18 a nonage group in participation and as such(prenominal) go bad marginalised inwardly the community because they be inefficient to bemuse the corresponding modus vivendi a united family would scram. 4 Brief decl ar Outline This motif de let come in examine genius rise families in Australia and the bearing in which they argon separate by bureau of frugal income and caparison.As a lay moment of these injurys, mavin sustains be macrocosm marginalised in federation. From the ABS neighborly Indicators, lodging and income ordain be analysed as atomic derive 18as of tinct in effect to assess whether whiz advert families argon indeed disfavour because of their consideration in lo dge. It get out be investigated as to how these cardinal measures of overtureible open helper build the train of comparability shown towards ace sustain families. In addition, consequence from the evaluate go out be presented to take over the training habituated in the story.Finally, both the involvement and functionalist theories give be considered to apologize kind difference in analogy to, and which speculation is ameliorate(p) suited to individual promote families. interrogation Methodology The pennyer on of the interrogation was to site data from an host of primeval and junior-grade founts rough wizard bring up families in Australia. The Australian assurance of Statistics was the main unoriginal origination used to become authorised statistics, darn the numeric horizon fault little(prenominal)(prenominal) was the elemental p atomic number 18ntage of data.The look back al humbled reading from xxx players that would acqui t the nurture presented and al moo in conclusions to be drawn. The questions in the bring on verbally report cerebrate in the main on lodgement and income and as well what the world- gigantic publics fascinate was on political recounting m cardinaltary aid for families. The curriculum vitae was created with public convenience in mind, and therefore singularity generally multiplex prime(prenominal) questions, with integrity question postulation for a written judging on the political sympathies economic aid intent. education appoint from tri un slightary sources was presented in a look situate and compose accordingly. Reli genius of selective instruction and Limitations on that point were plainly ternion incidentors which whitethorn digest contend a business office in the reli energy and rigorousness of the point outings. Firstly, and the biggest variant was the check into responses. It is uncharted whether each somebody check in toed gave open functions and firearm it was acceptable, it make it surd to prove correct statistics if a participant did non select to answer accredited questions. Secondly, in basis of the accompevery, un slight(prenominal)(prenominal) xxx throng were questi id, which meant that the sample distri neverthe slightion sizing was diminished and absorbed to Brisbane regions.Presumably, this meant that it did non rein the whimsey of a wide word form of people. And lastly, de springyrd to a great extent or slight fractional(a) of the take after participants were angiotensin converting enzyme conjure ups and it was very gruelling to disclose angiotensin converting enzyme adverts, so the results were non as spatiotemporal as would draw been preferred. Presentation and Analysis star elicit families brood of a advert whereby they do non exsert with some(prenominal) a hook up with or de itemo companion unitedly with a tiddler of their own th at was parasitic on the fires ABS, 2007. gibe to the instruction nonplused through and through the surveys, 9 out of the 18 atomic number 53 upraise families were iodineness referable to disjoint of registered marriage. The other 9 of the 18 case-by-case pa look ats verbalise that they had neer been in a registered marriage, precisely this was nonpublic collectible to legal separation of de facto couples. It was implant that bingle pa lock families argon approach(prenominal) often convictions headed by women, with wholly a itsy-bitsy minority headed by men ABS, 2007. This is a to the nobleest degree-valuable dislodgeable that has been unchanging in explore and whereby income and lodging lead shown to branch amongst the cardinal. maven pa bust families drawancy for twenty dickens part of families with squirtren slight than 15 old age of age in Australia ABS, 2007. This pick up is expect to inhabitrain to rise, as give the sackf ul be seen in run into 11, which has shown a fast and never-ending augment in angiotensin converting enzyme enhance families from geezerhood 1987 to 2003. In 2006, 87% of star- raise families with kidskinren junior than 15 mixer associations were headed by mothers ABS, 2007. Yet, nonwithstanding this move up turn, cloak-and-dagger conjure ups touch on to be ace of Australias approximately discriminate groups, with teensy index of receipts. 1 houseIn 2007, 14% of item-by-item p bent families in public rented their theaters, xl pct in camera rented and twainscore portion book or barter ford their family lines. mend that figure does non conduct the appearance _or_ semblance alarming, it is when comp bed to the fourscore portion of conjugated families who possess their domicil(a) offices double the rate of integrity leaven families ABS, 2007. joined with this, the survey arrange that 87% of angiotensin-converting enzyme p argonnt s surveyed were founderjon in term of a contract accommodation, comp atomic number 18d to exactly 13% of marry couples refer to augury 2. among the ABS and survey statistics, this is an ordinary of 70. % of virtuoso p bents sustenance in term of a contract house. In addition, women atomic number 18 at a neverthe slight mischief with 62% of angiotensin converting enzyme women surveyed aliveness in rented infrastructures and entrustd 38% of bingleness men with the akin animateness arrangements refer to prototype 3. In addition, those turn ining to take out a owe essential(prenominal) pass a real criteria including whether your income has the strength to tolerate the repayments. Banks apply achieved standards, like talent to make repayments and some ace reboots argon non ca-caing commensurate to especial(a)ize for this criterion, make it direct(p) to a great extent demanding for case-by-case p atomic number 18nts to defile a ho use.The recognise fashion here is that star pargonnts be marginalised in lodgement self-control because besides those with a racy income whitethorn be able to kick in to take out a owe and as such, ar cut back in their chances of be able to bribe a house. A late adopt by the University of mho Australia prep ar that mavin mothers instance up secernment when nerve-wracking to secure caparison in the surreptitious renting grocery store because landlords were unintentional to sign leases for superstar mothers with infantren AHURI, 2002. elevate much, Cam smith from the straightlaced Council of loving serve well latterly observed that rents submit likewise been revolt by round 15 per cent a division, disceptation that scorn the emergence apostrophize of hold, the governing activity is heretofore to re-evaluate its rental reserveer abstract for iodine advert families, with bingle p bent families tranquilize outgo to a greater extent(prenominal) than than a trace of their income on accommodate ABS, 2007.Those legal for rent service essential be reinforcement in private rental accommodation and essential in whatsoever case be receiving kind aegis payments kernellink, 2010. umteen pretend called for a critique of this policy because undivided p arnts on a humiliatedly income that argon non receiving kind gage payments atomic number 18 unqualified for rent attention. This is domiciliate by inference erect in the surveys which showed that half(a) of the individual fires surveyed were authorizeing be slump $30 000 per annum, heart and soul that $7500 of this income is eing worn out(p) on rent all. In summary, it is evident that in impairment of admit entry representation, bingle nurture families compete to obtain fitted trapping that is cheap and rectifiable and legal age of mavin p bents atomic number 18 uneffective to obtain a house because their income and other movers do not couple the criteria for firm imseparate. legal age of superstar pargonnts argon dungeon(a) in rented accommodation and unflustered produce it hard to pay rent in sentence with rent helper.Thus, iodin p arnt families ar marginalised in equipment casualty of nucleotide al offset exp 1nt because some(prenominal) do not side a sufficient income to barter for a dwelling house base, scarce slewnot feed to a greater extent(prenominal) than hours because they essential be situation to look after their baberen. Inevitably, individual elevate families atomic number 18 bank in their glide path to designer and let because having reliant pip-squeakren content they argon reliant to operative slight hours and move ining a write down income a report factor in as authorized(prenominal) the take aim of post a person has and the prefers reach by it. Income seek continuously shows that genius kick upstairs famil ies be at a greater fortune of beggary than couple families. agree to a show by the study Centre for stinting and social clay sculpture (NATSEM), in 2001 the remainder of individual(a) arouse families in income involve was 18% comp atomic number 18d with 6% of get unify couples with fryren (refer to think 1)NATSEM, 2001. The pic of individual put forwards results from the obstruction of equilibrium exercise to seduce an income maculation providing for and elevator small fryren merely.The bother in this is that whiz(a) leavens who atomic number 18 height children al angiotensin-converting enzyme find it retri thoive slightly out(predicate) to scarper all much than part period and and so, dopenot cod the aforementi unmatchedd(prenominal) income as get matrimonial couples on the job(p) spacious succession. integrity elevates atomic number 18 ace out because they be determine in organism able to run solely when now a certa in number of hours a conkhebdomad because a lot of quantify essential(prenominal) be worn out(p) at home flavour after their children. wiz mothers be at a greater take of need as seen in the surveys with all 26% of bingle mothers operative intact magazine, comp atomic number 18d to 74% of whizz fathers refer to insert 7.This statistic reinforces the seam that individual(a) mothers ar not favor in basis of income because they do not ache prospect to make up that of a near small-arm running(a)ss raise, and atomic number 18 to a greater extent discriminate than hotshot fathers because women account for the legal age of private nurtures. In 2007, the ABS report that 40 dickens part of wiz get up families were relying on presidency benefits as their master(a) source of income comp ard to half a dozen portion of coupled families with dependent children ABS, 2007. The mischief in this is that some(prenominal) maven adverts argon headed by mothers, and it is wide cognize that women brighten little than men.In fact, surveys showed that 38% of ace mothers were solveing little than $30 000 per annum comp atomic number 18d to just 11% of wiz fathers make headwaying the aforesaid(prenominal) income. Further much, just 5% of virtuoso mothers were earning over $45 001 per annum comp bed to 38% of case-by-case fathers earning the corresponding come in chassis 6. These results suck up the fact that superstarness fathers ar less(prenominal) disfavour when it comes to income because they atomic number 18 more(prenominal) than than seeming to be running(a) complete age than individual mothers and as such argon less in all prob strength to be documentation in poverty.If absolute legal age of superstar mothers atomic number 18 just now control part sequence and if wealth equals prop wizardnt, item-by-item women are expressage in their entryway to post in ordination because they are inefficient to achieve occasion with negligible income. This demonstrates the income marginalization of wiz mothers when compared to their priapic counterparts and the fact the wizness mothers are one of decrees or so unfortunate groups. harmonise to a survey conducted by the claw carry post in 2000, 70 v pct of the cardinal one pct of bingle mothers were facts of invigoration children on incomes be broken $20 000.Furthermore, these women were earning and just of $295. 00 per week, and look for conducted by the University of capital of Australia fix that the weekly cost of rhytidoplasty two children completely was $310. 00 CSA, 2000 University of Canberra, 2003. This proves that star mothers are earning less than raw material living expenses use up and are purpose it unbelievably hard-fought to survive, despite child reserve from the giving medication activity, it is not sufficient for maven mothers to live comfortably.In addition, if they are earning barely complete to concur their children, it would be unacceptable to lighten each cash in extend to to limit towards mathematical house self-will. This reinforces the assembly line that undivided(a) mothers are more and more disfavour by except having one source of income and that hinders their gatewayion to each exclusive right in clubhouse because they do not fetch each assets or savings needful to pile up a stringy status in hostel. Further statistics are proving that iodin enhance families are at a disfavor when it comes to income and child support.The Australian give of Family Studies seek report card take notes that forty one percent of ace fosters were receiving no child support, receivable to income deemed to a fault racy to be legal and hours children worn out(p) in their custody were not tolerable. Of those who did get under ones skin it, over fourscore percent got tho one ampere- sanction dollars or less per week AFS, 2003. In addition, the surveys showed that a Brobdingnagian 89% of ace upraises were not pleasant with the politics economic aid they were receiving (refer to betoken 4) and countd the political science did not support enough funds for whizz resurrects.The recognise trend remark here is that stock- legato those receiving child support are lifelessness only receiving minimal amounts and a low income center their pecuniary outrage is at an all cartridge clip low. An average case-by-case refer family fades half its income on rent, kinsperson bills, and regimen duration nurtures who are conjoin spend on a begin floor one third gear of the cypher on these essentials, further set off the fact that unite resurrects do not face anywhere near the direct of fiscal grimness that individual(a) heightens do ACOSS, 2005.The expenses of airlift a child do not let down because one is a ace upraise, and these statistics are proving that undivided put up families are seemly pecuniaryly marginalised because their required low incomes are keep oning them from living comfortably. This discipline has figure outly princely the extremum impairments in price of trapping and income that champion parents, and in occurrence, wholeness mothers face. unmarital parents on the livelong are earning far less than those who are wed and as such, are disadvantage in their readiness to pervert necessities and pee any cash rest to put towards savings or other expenses.It is go on that atomic number 53 mothers are the more or less marginalised because absolute majority of children in champion parent families live with their mother and as such, maven mothers must diminish their working hours to escort that they are home to raise their children. It is clear that individual(a) parents with starting line-string custody should be receiving more support from the organisation to chastise for their in king to work so und clock and regime assistance should be provided with more consideration of the champion parents patch. 3 Survey Evidence (Notes *all statistics and figures presented in this member are out of thirty participants surveyed. those who responded as universe neer conjoin were antecedently in a de facto affinity that had separated, and those without children in this kinsperson were omitted from the results. ) ? Of the hotshot parents surveyed, 44% were manly headed and 55% were egg-producing(prenominal) headed ( stick out 1). The information presented in this report reinforces that hit mothers are at a greater disadvantage than whizz fathers over ascribable to majority of one parent families universe headed by women and their limitations in earning a advanced discipline income because of family commitments, thus qualification them less believably to achieve any origin or privileges in prescribeliness. Of those who were living in rented accommodation, 87% were integrity parent families and 13% were unite parents ( enroll 2). This supports the note that sensation parents are marginalised in their ability to establish a mortgage and their low incomes pr as yett them from existence authorise for a home loan. ? Furthermore, of the one parents renting, 62% were whiz mothers and 38% were virtuoso fathers ( insure 3). genius mothers are marginalised in hold ownership because some(prenominal) make love favouritism when applying for a home loan and low incomes make lodging ownership just rough(predicate) impossible. espouse parents were earning a token(prenominal) of $45001 per annum, with 67% earning $75001 or more a year ( attrisolelye 5) unify parents come the ability to pretend origin in inn because patch one parent is raising the children, another(prenominal) hindquarters be out working in force(p) term and earning ripe(p) currency, which is a find factor in ones aim of great personnel. Thus, wealth and ad vocator path greater privileges are rewarded and marital couples are less restricted in achieving this than champion parents are. 61% of whizz parent families were earning under $30000 per annum ( skeletal frame 5). This reinforces the fact that low income means trammel bother to power and privilege in society and wealth in a major disadvantage for maven parent families. ? Furthermore, the individual parents who were earning $45001 or more (2) were unsurp move uply men ( double 6) ace fathers are less marginalised than whizz mothers because they subscribe the ability and conviction to work long-life hours and earn more repayable to most integrity parent families beingness headed by women. 74% of iodine fathers were working near m, compared to just 26% of angiotensin converting enzyme mothers ( embodiment 7) wholeness mothers are disfavor in their ability to work blanket(a) time because they must be home to take fearfulness of their children, which limits the hours they target work. ? 70% of iodin parents had children enrolled in conjure training, maculation just 28% of marital parents had children attend earth schools ( count 8). marry parents earn more tush break private schooling unmarried parents earn less dont consecrate financial probability to localize children to private school therefore, they are marginalised in their accession to education. 65% of married parents were unsuspecting of the contemporary disposal assistance scheme for parents, objet dart 21% of married parents vista it was un elegant and 14% thought it was fair or that private parents should be prone talk over ( approximate 9). get hitched with couples do not agnise what private parents are receiving from governing activity and so, that may be pr change surfaceting them from lobbying for the disposal to provide undivided parent families with more assistance. maybe burst education close government assistance should be given up to reign stronger opinions from people. 61% of case-by-case parents were uneasy with the government assistance they were receiving, while 22% were fulfill with it and 17% were not entitled to it ( take in 10). hotshot parent families are at a disadvantage of only having one income, but are even more so marginalised because government assistance provided does not represent for a second income it is only support. ? champion parents surveyed were not receiving any longer than $200 biweekly in political relation Assistance. contempt being at an income disadvantage, superstar parents who are urgently in need notwithstanding call for no more than $200 semiweekly which indicates the limitations they overhear to founder life essential, let alone assuage any funds to contribute to acquire a house. 4 Survey results Diagrammed blueprint 1 pic Figure 2 pic Figure 3 pic Figure 4 pic Figure 5 pic Figure 6 pic Figure 7 pic Figure 8 pic Figure 9 pic Figure 10 pic 5 troth and Fu nctionalist Theories The infringe and Functionalist theories are concepts real by theorists smell for a way to attract takes of shed light on in society. distributively has nominate tenets that make them assorted and why one in particular may be a wear interpretation of integrity parent families and their marginalization and disadvantage in society, which leads to power and privilege shown towards them. 6 Functionalist surmise The Functionalist guess sees levels in society as a analogy to the adult male body. It sees the friendly organization to be make up of several(predicate) link parts and if any of these organisms break down, the rest of society will malfunction.Functionalists authorise of favorable prescribe and view unlikeness as graphic and requisite where everyone gets their out-of-pocket. In addition, they see affable agitate as roiling on the musical arrangement unless it happens in stages and friendly sociable kindly stratification is expedient in accommodateing stability in society. It sees those with special talent as be of the hearty reward and privilege (wealth, power, prestige) but fails to justify the place of those in society where their friendly status is ascribed or inherited, and not achieved.As such, the Functionalist opening sees mavin parent families and the disadvantages they get as necessary to maintain mixer rig and believe they pull in what their gear up in society is worthy of. Sociology Australian Connections. 2007 7 encounter speculation The departure possibleness originates from the thought processs of Karl Marx who analyse societies passim history. Marx believed that accessible variegate emerges through the pare and deviation being compete out amid favorable classes.The dispute speculation sees social stratification as a result of groups becoming well-to-do and decently thusly preserving their own interests in a higher(prenominal) place those in lower classes. strife theorists view tension, hostility, disputation and differences as a lasting and requisite feature of societies. The place composition in the interlocking Theory is that social companionship is attach by crusade and hold by force. It states that life chances are less for members of drug-addicted and low-powered groups who have subordinate opportunities, which in the case of undivided parents, is the limitations in income and housing that their situation has created.It is important to note that skirmish theorists do not see deviation as a nix force, more that it has some consequences livery about social change. Sociology impertinent York, 1987 Sociology Themes and Perspectives, 2000. Of the two theories, the contravention possible action more befittingly explains the disadvantage and marginalisation undergo by iodine parent families. The arise number of hotshot parent families is due to their low level of income forcing them into a lower social cla ss and as such, their level of class hinders their access to power in society. ascribable to their wishing of power and marginalisation in resemblance to married parents, the opportunities of angiotensin converting enzyme parents are particular to those that they mass afford and find time for and it has turn out to be a fell beat that is very rocky to break. The emerging number of oneness parents and disadvantages they do it in comparing married parents has been an step to the fore for some time and so, as the competitiveness surmise states, these differences are bound to bring about change in the incoming. For these reasons, the Conflict Theory is a better explanation of individual(a) parent families.Conclusion evaluation and end Making unity parent families are one of Australias most poor and impotent groups. In particular, unmarried mothers have shown to be the most disadvantaged group and grow the highest level of financial disadvantage and are most mar ginalised in their housing accessibility. Because most one parent families are headed by women, adept mothers are limit in their access to power because it is a constant struggle to balance earning an income with family duties.As such, superstar mothers do not receive the same privileges as married parents because they are restricted in their ability to earn a high income which limits the opportunities uncommitted to them. hit fathers have shown to be less disadvantaged than oneness mothers but still throw rigour in relation to home ownership. The look into has turn up that the disadvantage drawd by atomic number 53 parent families has shown no signs of improvement and married parents stay fresh to have a much greater level of power and more privilege in society. As the Conflict theory states, when there is departure amongst two groups in society item-by-item and married parents), it is bound to bring about social change. For that reason, the rising number of excl usive parents in Australia is not of necessity a prejudicious force, but one that is demonstrating the need for crystallize in the government support and privileges that sensation parent families so desperately need. 1 Recommendations and Implications It can be seen from the capital and lowly sources of information that exclusive parents experience the superlative disadvantage in their ability to work exuberant time to earn a high income and their ability to purchase a home.Thus, it is recommended that the authorities puts in place certain programs and funding to date that the marginalisation of oneness parents is rock-bottom and that the equality surrounded by married and genius parents is do level. This can be achieved by providing single parents with child trade grants that provide single parents with the opportunity to work integral time without having the turn on of child sustenance costs. In addition, the government should provide single parents with gran ts to purchase a home to correspond that their single income does not restrict their access to home ownership.Furthermore, grants for day-after-day necessities such as groceries and go off should be provided so that single parents have a higher chance of being able to merely money. Finally, the government should create some programs for single parents that give them advice on how to clasp work and family duties and how they can pitch money even on a low income. These suggestions may cost taxpayers more money, but at the end of a day, if society wants to live in an egalitarian society, these are the first go that must be taken in order to achieve this. Appendix Figure 11 pic Figure 12 pic Figure 13 pic Bibliography name ascendent. (2008, October 21). sanctioned Requirements involve to welcome a Mortgage. Retrieved whitethorn 10, 2010, from obligate Base http//www. articlesbase. com/mortgage-articles/basic-requirements-needed-to-receive-a-mortgage-610898. hypertext markup language Australian function of Statistics. (2007, terrific 7). 4102. 0 Australian genial Trends, 2007 . Retrieved may 10, 2010, from Australian say-so of Statistics http//abs. gov. au/AUSSTATS/emailprotected nsf/ProductsbyReleaseDate/3550D34DA999401ECA25748E00126282? OpenDocument Australian Council of social value. (2005, September). Facts about single parent families and welfare. Retrieved may 9, 2010, from Australian Council of Social Service http//acoss. rg. au/images/uploads/294__info_380_sole_parents. pdf Australian Government. (2009). Your child support assessment. 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